nerd/geek home decorating
certain home furnishings, like projection tv and the nice comfy couch from which to enjoy it, normally comes with a hefty price tag that discourages frivolity. this is as it should be. (if you're anyone but samsung or phillips or name-your-gadget-maker-here). but when the nerd/geek gets thrown out of his old domicile and is thrust into the vortex between home decorating and home mortgage, all sorts of changes take place to his/her math.
$10,000? mais non! at the equivalence of the around $6/thousand todays 6-7% interest rates translate into, $10,000 is really just a simple-to-add-up $60/month. need to add leather to the couch options? consider it just another sawbuck!
it's a very slippery slope. new parking spaces, (in the building would be so much more convenient in the winter), totally new dining, living and bedroom sets, and all manner of nerd-geek nirvana electronics, are all just a $6/thousand wave of the mortgage wand away.
so where's the catch? *sigh* there's always a catch...
when you're not even sure you'll have $6 a month left over after feeding the court-mandated beast that is your ex's alimony bank account, it's wisest to save your nerd/geek wet dreams until you've been able to put a little away for a rainy day.
after all, ya gotta have enough aside for the cable sports and kegerator setups, before you start worrying about what you'll be sitting on while enjoying them.