"if you think education is expensive, try ignorance"
bumper sticker platitudes aside, even with the recently-decided $1500 fee increase to UMass Lowell students courtesy of the UMass board of trustees, it will still cost state residents less than $12,000 a year in tuition and fees to receive one of the best public college educations available anywhere in the world. That's less than $1000 a month over the course of each year, or, if you were to have to borrow the full $40,000 to get your degree without bothering to pay for it as you go, it would still cost less than $1000 a month to make the payments on a 10 year note to pay it all off while you're enjoying the anticipated benefits of your fine education in all your future take-home pay.
note that i didn't anywhere here mention the need to bother ones parents to get involved in this educational enterprise or the payments thereof. yeah, some kids will enjoy some parental largesse, and that's great for them, (maybe, but maybe not considering that sometimes those who are subsidized too easily are too often too lazy to actually learn anything while at college), but from those of us who did it all ourselves, trust us, it's something that you can make up your mind to do, if you have a mind to do it. uncle sam (via the armed services and other programs) is there to offer assistance, and my home town even offered PILOT (payments in lieu of taxes) money to residents to the schools there, which was something of which i took advantage. others go for academic and athletic and needs-based scholarships. there's no end to the alternatives.
what isn't an alternative (for me anyway) is deciding that $1500 is the difference between attending and not attending school for financial reasons.
i'm somewhat of a hypocrite as i'm providing each of mine with educational seed money that more than covers the cost of a UMass education without or with the fee increase. (the luxury of which was put aside courtesy of my educationally-enhanced earning potential). i likely will be unable to do as much for graduate school or even the fuller expenses of a private or out-of-state undergraduate education, but, honestly, i don't worry one little bit about that. (see suggestions above that having to work for an education is highly correlated to actually learning something from it).
the key not being discussed so much is the economic opportunity for students to find work in order to pay for their education. when that starts to disappear, so does the option to attend school for many. and $1500 isn't the difference there--it's the first $9500 that the students are already shouldering. i'd suggest we spend more time worrying about that side of things, than how many beers the kids won't be able to drink while they're sacrificing to earn something worth earning.
note that i didn't anywhere here mention the need to bother ones parents to get involved in this educational enterprise or the payments thereof. yeah, some kids will enjoy some parental largesse, and that's great for them, (maybe, but maybe not considering that sometimes those who are subsidized too easily are too often too lazy to actually learn anything while at college), but from those of us who did it all ourselves, trust us, it's something that you can make up your mind to do, if you have a mind to do it. uncle sam (via the armed services and other programs) is there to offer assistance, and my home town even offered PILOT (payments in lieu of taxes) money to residents to the schools there, which was something of which i took advantage. others go for academic and athletic and needs-based scholarships. there's no end to the alternatives.
what isn't an alternative (for me anyway) is deciding that $1500 is the difference between attending and not attending school for financial reasons.
i'm somewhat of a hypocrite as i'm providing each of mine with educational seed money that more than covers the cost of a UMass education without or with the fee increase. (the luxury of which was put aside courtesy of my educationally-enhanced earning potential). i likely will be unable to do as much for graduate school or even the fuller expenses of a private or out-of-state undergraduate education, but, honestly, i don't worry one little bit about that. (see suggestions above that having to work for an education is highly correlated to actually learning something from it).
the key not being discussed so much is the economic opportunity for students to find work in order to pay for their education. when that starts to disappear, so does the option to attend school for many. and $1500 isn't the difference there--it's the first $9500 that the students are already shouldering. i'd suggest we spend more time worrying about that side of things, than how many beers the kids won't be able to drink while they're sacrificing to earn something worth earning.


1 Comments:
Kad,
Great points...a couple generations ago, post-secondary ed really might have been an option for only a small elite, but as you said in this and the previous post, that just ain't the case these days.
One other point worth adding about educational costs...there's a huge and VERY pervasive myth out there about the hoity-toity private schools with the big endowments and who can/can't afford to go there.
For the dozen or so need-blind schools out there (and for anyone reading who's unfamiliar with the term, that means your ability to pay is NOT a factor in your admission), many have programs so generous that families with a combined sub-$180k income PAY ABSOLUTELY NOTHING AT ALL.
Admittedly, educational inequities at the K-12 level drastically skew the population at many private colleges towards those higher on the socioeconomic scale, but that's our society's fault, not that of the schools.
Just to add one note to your point about ROTC -- not only does it make virtually any school accessible to anyone, but a great, underrated benefit is that it guarantees a rewarding, well-paying job to anyone in the program...IMMEDIATELY after graduation. Instant managerial experience, comfortable five-figure pay, and no living on mom's couch while stressing about resumes...not bad.
best,
gp
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